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| TSPI Kabuhayan (Livelihood)
Program (TKP)
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- Offers loans for acquisition of tricycles
- For group or individual borrowers
- Loan size of up to Php 85,000
- Requires chattel mortgage for collateral
- Mobilizes weekly capital build-up funds
- Extends credit life insurance benefits
- 30 – 36 months loan term with weekly repayment
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- Targets low-income men and women micro-entrepreneurs
- Involves group membership (10-30 members) yet adopts individual
loan responsibility
- Loan size of Php 1,000 – 50,000
- Mobilizes weekly capital build-up funds
- Extends micro-insurance benefits
- Twenty-four (24) weeks loan term with weekly repayment
- Requires two (2) co-makers for loan security
- Weekly center meetings
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- Offers loans for a group of 5 – 20 members with
mutual group guarantee
- Maximum loan size of Php 20,000 per hectare during wet
season and Php 25,000 during the dry season
- Six (6) months or one (1) cropping season loan term with
one (1) lump sum payment upon harvest
- Mobilizes weekly capital build-up funds
- Extends crop insurance in partnership with the Philippine
Crop Insurance Corporation (PCIC)
- Extends micro-insurance benefits
- Monthly meetings
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- Offers loan for purchase of goats as breeders
- For individual borrowers who have attended a two-day Goat
Raising Seminar arranged with the LGU-Municipal Agriculture
Office
- Maximum loan size of Php 10,000
- Requires two (2) co-makers for loan security
- All goat purchased from the loan shall be enrolled in
the livestock insurance under the Philippine Crop Insurance
Corporation (PCIC)
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1. Tricycle drivers and Operators Assistance
Program (TAP)
Supports family businesses of tricycle drivers and
operators
- Offers loans ranging from Php 10,000 – 50,000
- Six (6) months loan term with weekly repayment
2. Individual Loan Assistance Program (ILAP)
- Targets small entrepreneurs poised for business expansion
- Offers loans ranging from Php 50,000 – 500,000
- Loan term of up to two (2) years with weekly, semi-monthly
or monthly repayment, depending on cash flow
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